4 Rule-Based Dividend Portfolio Ideas
Built from tracked stocks only. Each template states its selection rules, rather than presenting a buy list.
Use the dividend calculator for custom scenarios1) Regular Income Portfolio
Focus on regular monthly and quarterly payers
Strategy focus: Regular payment schedule + Income-led/Balanced profile + payout-ratio guard
Snapshot holdings: O, SHOE, TROW, PEP, DOX, PEG, CVX, BAH, MDT
| Ticker | Company | Yield | Payout | Profile | Years |
|---|---|---|---|---|---|
| O | Realty Income | 5.41% | N/A* | Income-led | 31 |
| SHOE | Shoe Station Group Inc | 5.26% | 52.3% | Income-led | — |
| TROW | T. Rowe Price | 4.83% | 52.2% | Income-led | 38 |
| PEP | PepsiCo | 4.33% | 77.6% | Income-led | 53 |
| DOX | Amdocs Ltd | 3.81% | 54.1% | Income-led | — |
| PEG | Public Service Enterprise Group Inc | 3.69% | 66.7% | Income-led | — |
| CVX | Chevron | 3.33% | 68.5% | Income-led | 37 |
| BAH | Booz Allen Hamilton Holding Corp Class A | 3.27% | 37.0% | Income-led | — |
| MDT | Medtronic | 3.13% | 70.9% | Income-led | 47 |
* REIT payout ratios based on EPS are not comparable because depreciation depresses accounting earnings. They are not used as a payout-ratio screen for this template.
2) High-Yield Income Portfolio
Focus on higher current income with context guards
Strategy focus: Yield >= 5% Income-led core + outlier exclusion + payout guard
Snapshot holdings: O, SHOE, TROW, PEP, NKE
| Ticker | Company | Yield | Payout | Profile | Years |
|---|---|---|---|---|---|
| O | Realty Income | 5.41% | N/A* | Income-led | 31 |
| SHOE | Shoe Station Group Inc | 5.26% | 52.3% | Income-led | — |
| TROW | T. Rowe Price | 4.83% | 52.2% | Income-led | 38 |
| PEP | PepsiCo | 4.33% | 77.6% | Income-led | 53 |
| NKE | Nike Inc Class B | 4.39% | 78.1% | Income-led | — |
* REIT payout ratios based on EPS are not comparable because depreciation depresses accounting earnings. They are not used as a payout-ratio screen for this template.
3) Long-Streak Core Portfolio
Focus on long dividend growth records
Strategy focus: Dividend Kings and Aristocrats + current profile + sector spread
Snapshot holdings: EMR, GPC, PG, JNJ, FRT, CINF, PPG, ED, ADP
| Ticker | Company | Yield | Payout | Profile | Years |
|---|---|---|---|---|---|
| EMR | Emerson Electric | 1.48% | 48.6% | Growth-led | 68 |
| GPC | Genuine Parts | 3.14% | n/m | Income-led | 67 |
| PG | Procter & Gamble | 3.05% | 65.8% | Income-led | 67 |
| JNJ | Johnson & Johnson | 2.01% | 62.1% | Balanced | 62 |
| FRT | Federal Realty Investment Trust | 3.92% | N/A* | Income-led | 56 |
| CINF | Cincinnati Financial | 2.22% | 17.7% | Growth-led | 54 |
| PPG | PPG Industries | 2.76% | 42.5% | Balanced | 53 |
| ED | Consolidated Edison | 3.30% | 58.8% | Income-led | 50 |
| ADP | Automatic Data Processing | 2.56% | 62.2% | Growth-led | 49 |
* REIT payout ratios based on EPS are not comparable because depreciation depresses accounting earnings. They are not used as a payout-ratio screen for this template.
4) Balanced Value & Income Portfolio
Balance yield context with dividend traits
Strategy focus: 2.5–5.0% yield core + Balanced/Growth-led profile + yield context
Snapshot holdings: MCD, ADP, PPG, SYY, TROW, FRT, PEG, BAH, MDT
| Ticker | Company | Yield | Payout | Profile | Years |
|---|---|---|---|---|---|
| MCD | McDonald's | 2.94% | 61.0% | Growth-led | 48 |
| ADP | Automatic Data Processing | 2.56% | 62.2% | Growth-led | 49 |
| PPG | PPG Industries | 2.76% | 42.5% | Balanced | 53 |
| SYY | Sysco | 2.70% | 60.1% | Balanced | 54 |
| TROW | T. Rowe Price | 4.83% | 52.2% | Income-led | 38 |
| FRT | Federal Realty Investment Trust | 3.92% | N/A* | Income-led | 56 |
| PEG | Public Service Enterprise Group Inc | 3.69% | 66.7% | Income-led | — |
| BAH | Booz Allen Hamilton Holding Corp Class A | 3.27% | 37.0% | Income-led | — |
| MDT | Medtronic | 3.13% | 70.9% | Income-led | 47 |
* REIT payout ratios based on EPS are not comparable because depreciation depresses accounting earnings. They are not used as a payout-ratio screen for this template.
Disclaimer: These portfolios are educational examples only—not buy/sell recommendations. You are responsible for your own investment decisions.